Pay With Your Phone.
Earn While You Spend.

mPayGo is the smarter way to pay. Scan a QR code, pay in seconds, and earn Infinity tokens on every transaction — tokens you can use to buy property, shop the marketplace, access services, and more.

📱

Pay by QR or NFC

Scan a QR code or tap your phone. No cards, no cash, no fumbling.

🎁

Earn Infinity Rewards

Every transaction earns you IFNY tokens you can spend across the entire Infinity ecosystem.

🏠

Buy Property with Tokens

Use your earned IFNY to purchase real property, goods, and services on the Infinity marketplace.

How It Works
Three taps. Five seconds. Done.
No card to carry. No bank in the middle. No waiting for approvals. Just your phone, a QR code, and instant settlement.
01

Open the mPayGo App

Launch the app on your iPhone or Android. Your wallet, IFNY token balance, transaction history, and rewards are all right there. Log in with Face ID or fingerprint — instant, secure access.

iOS & AndroidBiometric Login
02

Scan the Merchant's QR Code

Point your camera at the merchant's QR code at checkout. The app instantly shows the merchant name, the exact amount, and what you're paying. No typing, no searching, no mistakes.

⚡ Less than 1 second
03

Confirm & Pay

Review the full payment breakdown — amount, any merchant discount applied, tax calculated automatically, and the IFNY rewards you'll earn on this transaction. Everything is transparent before you tap "Pay". Authenticate with your fingerprint or Face ID. Payment sent. Settled on the blockchain in seconds.

Discount VisibleTax Breakdown⚡ 5-8 seconds end-to-end
04

Get Your Receipt + Rewards

Push notification confirms your payment instantly. Your in-app receipt shows the transaction ID, amount paid, any discount applied, tax amount, IFNY tokens earned as rewards, and your updated wallet balance. Every transaction is permanently recorded on the blockchain — transparent and verifiable. Need a refund? The merchant can generate a refund QR code — scan it and the IFNY returns to your wallet instantly.

Digital ReceiptTax BreakdownInstant QR RefundsIFNY Reward Earned
05

Spend Your Rewards Across the Infinity Ecosystem

Your earned IFNY tokens aren't just points that expire — they're real digital assets with real utility. Use them to buy property on the Infinity marketplace, shop for goods and services, book events, pay other mPayGo merchants, or hold and watch their utility value grow within the ecosystem.

🏠 Buy Property🛍️ Shop the Marketplace🎫 Book Events💱 Pay Merchants
The Infinity Ecosystem
Your rewards unlock an entire world.
mPayGo is powered by the Infinity Token platform — a complete marketplace ecosystem where your tokens have real, growing utility.
🏠

Buy Real Property

Use IFNY tokens toward investment properties on the Arena Views marketplace — villas, apartments, and penthouse units available through the Infinity platform.

🛍️

Shop the Marketplace

The Infinity Mall is a growing eBay-style marketplace where merchants list products and services you can purchase directly with your IFNY tokens.

🎫

Events & Experiences

Book events, access exclusive experiences, and participate in community activities directly through the Infinity ecosystem using your earned tokens.

📈

Growing Utility Value

IFNY tokens have a built-in utility value structure within the ecosystem. As the marketplace grows and more merchants join, your tokens unlock more services and benefits.

💱

Pay Any mPayGo Merchant

Every merchant on the mPayGo network accepts IFNY. Your rewards from one transaction become spending power at thousands of merchants globally.

🌱

ESG & Community Programs

Participate in sustainability and community-building initiatives funded through the Infinity ecosystem. Your everyday spending supports real-world impact.

Social Payments
Send, split, and share with anyone.
mPayGo isn't just for merchants — it's how you move money between the people in your life. Instantly, with zero fees between users.

Send IFNY to Friends & Family

Send IFNY tokens directly to anyone in your contacts list — instantly and with zero transfer fees. Whether you're paying a friend back, sending money to family, or gifting tokens, it's as simple as choosing a contact and entering an amount. The transfer settles on-chain in seconds and both parties get an instant confirmation.

÷

Split Payments

Splitting a dinner bill, a holiday rental, or a group gift? Add other mPayGo users to any payment and split it however you want. Each person gets a notification in the app asking for split payment approval. They can accept the suggested amount or adjust what they want to contribute. Once everyone approves, IFNY is taken from each wallet simultaneously and the merchant receives the full amount in one settlement.

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Friends List

Build your mPayGo friends list — add contacts by username, phone number, or QR code. Your friends list makes sending IFNY and splitting payments instant. See who's on mPayGo in your phone contacts and add them with one tap. Favourite your most frequent contacts for quick access.

Request Payments

Need to collect money from a group? Send a payment request to any mPayGo user. They get a push notification, review the amount, and approve — funds transfer instantly. Perfect for collecting rent, splitting recurring expenses, or invoicing for freelance work.

🔁

Recurring Payments

Set up automatic recurring transfers to any mPayGo user or merchant — weekly, monthly, or on a custom schedule you define. Perfect for rent, subscriptions, allowances, or any regular payment you make. Set it once and it runs automatically. Cancel or adjust anytime from your dashboard with one tap.

🎁

Gift IFNY Tokens

Send IFNY tokens as a gift to any mPayGo user — birthdays, celebrations, or just because. Add a personalised message and the recipient gets a push notification with your note attached. Gifted tokens land instantly in their wallet with full utility across the entire Infinity ecosystem. No voucher codes, no expiry, no third-party gift card fees.

Why Hold IFNY
The benefits of keeping your tokens in the ecosystem.
Most payment apps give you nothing for keeping money in your account. IFNY tokens are different — the longer you hold, the more utility you unlock.

Growing Utility Value

IFNY tokens carry a 10% monthly Unlocked Value Increment (UVI) within the Infinity ecosystem. The longer you hold, the more your tokens are worth inside the platform — unlocking higher-tier services, better merchant discounts, and increased purchasing power across the marketplace.

Ecosystem-Wide Spending Power

Your IFNY isn't trapped in one app. Spend it at any mPayGo merchant (in-store or online), buy products on Infinity Mall, book events and experiences, pay for property rentals, or apply it toward purchasing real estate through Arena Views. One token, unlimited uses.

Loyalty Tier Advancement

Holding and spending IFNY advances your loyalty tier — from Bronze through Silver, Gold, and Platinum. Higher tiers unlock better reward rates on transactions, exclusive marketplace deals, priority event access, and reduced fees across the ecosystem.

Rewards That Matter
Not points. Real tokens with real utility.

How mPayGo Rewards Work

Every transaction you make on mPayGo earns you IFNY tokens — automatically deposited to your wallet. Unlike credit card points that expire or airline miles you never use, IFNY tokens are yours. They live in your wallet, they grow in utility, and they can be spent across the entire Infinity ecosystem — from property to products to services.

IFNY
Earned on Every TX
No
Expiry Date
1000+
Merchants to Spend At
Real
Property Purchasing
Why mPayGo
How it compares to what you use today.
Credit/Debit CardmPayGo
How you paySwipe / Tap cardScan QR or tap phone
RewardsPoints (usually expire)IFNY tokens (never expire)
Can buy property with rewardsNoYes — real estate
Settlement speed2-3 business days5-8 seconds
Global acceptanceWhere cards acceptedAny mPayGo merchant worldwide
Transaction transparencyStatement at month endReal-time on blockchain
Fraud protectionDispute process (weeks)Immutable — instant finality
Monthly feeAnnual card fees ($95+)TBD — releasing March 18
Marketplace accessNoneFull Infinity Mall ecosystem
Send money to friendsSeparate app (Venmo, etc.)Built-in — instant, zero fees
Split paymentsNot supportedYes — adjustable split amounts
Token utility grows over timeNoYes — 10% monthly UVI
Merchant discounts at checkoutSeparate coupon codesApplied instantly on QR
Refunds5-10 business daysInstant via QR scan
Tax breakdown on receiptSometimesAlways — auto-calculated
Membership
One plan. Everything included.
Our full membership pricing has been designed to give you unlimited access at a fraction of what card networks charge you every year. Full pricing details will be announced on:
March 18
Register your interest now — our team will reach out as soon as pricing goes live. No commitment required.
Register Your Interest

Your money should do more.

Stop giving card networks 3% of everything you buy. Start earning real rewards you can actually use — from property to products to services.

Get Started Today
mPayGoPOWERED BY INFINITY
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